Posts Tagged ‘ estate planning ’


Jul 9th, 2013 | By | Category: Senior Moments Blog

This column will not apply to everyone. Unfortunately. It is written for seniors whose economic circumstances are such that you will be in a position to pass along some of your resources to others. For those who are in the quandary of having too little in reserve for their own retirement, this column may spur others to enlarge their sympathy for you and your circumstances.

Many who are retired and whose financial portfolio allows for planning the distribution of your estate, both now and later, are in a wonderful position to exercise enormous caring and support of others.

An article recently revealed a number of excessively wealthy, in company with Warren Buffett and Bill and Melinda Gates, who


Jan 30th, 2012 | By | Category: Senior Moments Blog

Before all your resources are spent, you may want to identify a means for evaluating what intentional desires you have for your estate upon your death. Making decisions about your estate is an early on decision which prevents heartache and disappointment later.

For those who have structured their lives to take into account the consequences of choices, this will be less a challenge than for those who have lived day to day. Resources must be tended to, like a garden. If those resources are to provide sufficient income for yourself and, if you desire to be in a position to gift others, then intentionality will be a major influence.

Upon retirement, there are several practical and flexible issues that need to be taken into account. Having made out an estate plan in


Nov 19th, 2011 | By | Category: Senior Finances

Estate Tax Rates Set to Change in 2013 Estate tax rates are set to change – yet again – in 2013.  Congress, of course, can enact legislation prior to the rate change date, but if they don’t, the rate defaults to $1M annual gift tax exemption, with a 55% tax rate.  For the balance of […]