Travel Insurance for Senior Travelers

May 12th, 2010 | By James E Becker | Category: Senior Travel

Buying travel insurance isn’t hard… but finding the right plan for you and your trip can be very confusing. Seniors need to be aware of the many types of insurance as well as the ramifications of the various possible situations that can occur when traveling.   Before your trip, these risks might include last-minute cancellations due to sickness, severe weather, or even terrorist attacks. During your trip, it provides coverage for emergency/accident care, medical evacuations, travel delays and missed connections, lost/stolen baggage, and more. Travel insurance can be purchased for both domestic trips and travel abroad. It can be purchased to cover a two-day weekend trip, or a longer 12-month stay abroad.

Travel Insurance Review provides articles, reviews and links that can help seniors when it comes to purchasing insurance.  It is said to be…”The Web’s Best Travel Insurance Resource.”  Seniors will find this site very helpful for making good decisions before purchasing this type of insurance.  Understanding the key terminology and various coverages is crucial.

My travel hero, Peter Greenberg, has a website that focuses on travel insurance.   Greenberg writes…”You may have seen insurance companies offering policies that let you cancel at any time for any reason. It can be a great backup in these uncertain times, but as always, read the fine print. The policies have gotten more popular due to the economic downturn.  If you’re not sure you’ll be employed in two months, it can be worth a few extra dollars if you have to cancel at the last minute. Travel Safe (see below) has a plan that allows travelers to cancel up to two days prior to departure, for any reason. But the amount refunded depends on the penalty assessed by your trip or tour provider. The same plan also promises that travelers are covered if they cancel out of fear of contracting swine flu.”

Below you will find contact information for several insurance providers that offer a variety of travel insurance policies. If you are interested in travel insurance, here you may shop around to find a policy that suits your specific travel needs.

AIG Travel Guard

o Phone: 1.800.826.4919

o Website: http://www.travelguard.com/

Travel Safe Insurance

o Phone: 1.888.885.7233

o Website: http://www.travelsafe.com/

Travel Insured International

o Phone: 1.800.243.3174

o Website: http://www.travelinsured.com/

Access America Travel Insurance & Assistance

o Phone: 1.800.284.8300

o Website: http://www.accessamerica.com/

Travelex Insurance Services

o Phone: 1.888.457.4602

o Website: https://www.travelex-insurance.com/Consumer/Welcome.aspx

Additional links are available at http://www.travelinsurancereview.net/travel-insurance-101/compare-travel-insurance/#companylinks.  Each company listed has an A or A- rating. I have found each of these resources to be most helpful in explaining company policy and costs.  jeb



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