Posts Tagged ‘ social security and medicare ’


Mar 29th, 2012 | By Dr Jerry D Elrod | Category: Senior Moments Blog

With Medicare and Social Security hanging in the balance, are seniors going to be okay? It appears that the answer to this is both unclear and indefinite. Those who march in support of Medicare and the Obama Plan seem to feel that it is critical to keep these programs in place. Those who oppose, seem to fear the so called “socialist implications” of state controlled and managed health systems. On the one hand there is concern over long term care needs of the many. On the other, there is paranoia and suspicion guiding their fear.

Frankly, having been the beneficiary of Medicare for several years now, the benefits of that in our retirement have been enormous and useful. Today, I am recovering from a corneal transplant, done only this week. Medicare will assist in meeting the cost. Our supplemental policy has been a lifesaver both for medical and prescription needs. Referrals have always

Seniors: Being Pushed to Make Choices

May 18th, 2011 | By Dr Jerry D Elrod | Category: Senior Moments Blog

Social Security and Medicare, if you believe some pundits and politicians, is in deep and serious trouble. The cacophony of voices and cries to reduce health care and support by way of social security rises with the tide of political discourse. It is a frightening moment for those who count on these benefits, “entitlements.” It is agonizing for those who are nearing the age when they would or will or might.

This is a scary moment for a society. Unemployment figures indicate that hordes of people are not able any longer to bring home a living wage for themselves and their families. The growth of the national debt has spiraled into the trillions. The costs of running this country become more expensive by the quadrennium. The loss of industry and manufacturing has left a major hole in the health of our national productivity.

Seniors: Intimidations We Don’t Need

May 5th, 2011 | By Dr Jerry D Elrod | Category: Senior Moments Blog

By now, seniors who have retired have learned a great number of lessons. We have been through a plethora of insulting experiences so that we are likely prepared for whatever comes next. Some have seen the passing of their children, long before our own death would have assured that we would pre-decease them. Some have gone through severe radiation and chemo treatments, leaving the body assulated with all kinds of injury and discomfort. Some live, day to day, missing that loving spouse with whom so many years were spent. Some are disabled because of a horrific accident or intrusion on one’s ability to be independent.

And there are also some intimidations that are being directed toward seniors, those past their 70′s and into their 80′s and 90′s that are certainly undeserved. Politicians are willfully attempting to reshape our lives and our worlds by suggesting


Mar 21st, 2011 | By Sharon Shaw Elrod MSW EdD | Category: Social Security & Medicare

Tell your friends.  Tell your family.  Tell your children and grandchildren, your neighbors, strangers on the street…  SOCIAL SECURITY AIN’T BROKE!  It doesn’t need fixing.  It doesn’t need to be changed.  It works.  Period.// Let’s talk about FACTS again… The Social Security Trust Fund cannot borrow money.   Because the Trust Fund cannot borrow money, it [...]

Medicare and Social Security: End of Year Checklist

Oct 31st, 2010 | By Sharon Shaw Elrod MSW EdD | Category: Social Security & Medicare

Year-end is the time senior citizens need to take a look at decisions they may want to make about Medicare coverages, as well as a review of their Social Security accounts. (The Annual Enrollment Period–AEP–for Medicare is upon us.)   The following is a list SCJ editors compiled regarding questions to ask and issues to consider.  If [...]

Senior Finance: We CAN Afford Social Security and Medicare

Oct 28th, 2010 | By Sharon Shaw Elrod MSW EdD | Category: Senior Finances

Hey, Senior Citizen Friends, Please read this if you don’t read anything else today: SOCIAL SECURITY AND MEDICARE CANNOT, I REPEAT CANNOT, GO BROKE. THEY ARE FUNDAMENTALLY SOUND AND EITHER WE, THE PEOPLE, CHOOSE TO PAY FOR THEM OR WE DON’T.  Wealth and financial soundness is not just measured in money; it’s also measured in [...]

Social Security Financial Shortfall is a Myth

Oct 1st, 2010 | By admin | Category: Social Security & Medicare

This LA Times article says it better than we could.  Bottom line is faulty math by those wanting to shut down Social Security.  There is no shortfall, unless you leave out the $118 million owed in interest.  Please use the link to read the entire article, originally published in August, 2010.//

What Seniors Need to Know About Social Security

Sep 25th, 2010 | By Sharon Shaw Elrod MSW EdD | Category: Social Security & Medicare

Those of us who have received Social Security benefits for several years generally know how to navigate the Social Security web site.  For you newbies, here is some information that you might find helpful: Direct Deposit : The best way to make sure your Social Security monthly benefit gets to you is to have it [...]

Social Security Privatization: Pros and Cons

Sep 20th, 2010 | By Sharon Shaw Elrod MSW EdD | Category: Social Security & Medicare

The Social Security privatization issue is now becoming a hot political potato.  Depending upon who you read and believe, Social Security could begin to pay out more than is paid in by 2016.  The program is projected to become insolvent in about 2037, if no changes are made in the present system.  Clearly some changes [...]

Seniors Benefit From Social Security

Aug 25th, 2010 | By Sharon Shaw Elrod MSW EdD | Category: Senior Moments Blog

We reported last week about Social Security celebrating its 75th anniversary. For more than seven decades, the Social Security program has been helping millions of Americans add to their retirement income and provide income for the disabled. For some, it was the only income they had. It saved them from poverty. This week, MSNBC gave us a snapshot of Social Security.

The plan was a lifesaver to those struggling in the Great Depression, and continues to be for many retired citizens without pensions or savings. A lot of people throughout the past 75 years have lived better lives because of Social Security. To this day, it’s still one of the most important sources of income for older Americans.