Top of the Top Ten Senior Citizen Worries Senior finances top the top ten concerns that senior citizens experience. The majority of us are not wealthy.  Some of us have a pension and others of us have investments.  Almost all of us have Social Security benefits.// But we’re not wealthy. We all experience periodic concerns [...]

For the most part, SCJ writes about the majority of seniors who live on fixed incomes and have to manage every penny very carefully. We are dedicated to continue to provide articles for the majority of seniors. However, there is also another senior group that deserves attention. That is those seniors who have an estate to leave to their children, and need to have the best advice for how to leave the most possible.

If you are among the fortunate group of seniors who have significant money to leave to your children and grandchildren, you need to know some of the basics. And you need to know that the starting place is what to do with excess funds in the last few days of the year. That’s now.