Posts Tagged ‘ senior citizen finance ’

SENIOR FINANCE TIPS FOR LOWERING A/C EXPENSE

Jul 8th, 2012 | By Sharon Shaw Elrod MSW EdD | Category: Senior Finances

Senior Concern About Summer Heat Senior Citizen Journal recently cautioned senior citizens about managing heat in the summer to avoid health issues.  The flip side of this coin is concern about escalating costs with the air conditioner running so much.  The good news is that seniors can do little things around the house to help [...]



TAX REFUND: TIPS FOR WHAT TO DO WITH IT

Apr 29th, 2012 | By Sharon Shaw Elrod MSW EdD | Category: Senior Finances

Tax Refunds Sent Soon Those senior citizens who will be getting an income tax refund, federal and/or state, may be wondering what they might do with the money. You’ve already received your completed income tax return from your financial adviser a few days before the filing deadline, and the refund was automatically deposited into your [...]



SENIORS CONSIDER FINANCIAL QUESTIONS

Feb 19th, 2012 | By Sharon Shaw Elrod MSW EdD | Category: Senior Finances

Financial Issues at Top of ‘Top 10 Concerns of Seniors’ Senior citizen financial concerns are at the top of the Top Ten Concerns of Seniors. That is because most of us live on fixed incomes, and we want what investments (if any) we have to last our lifetime.  Most of us just don’t have much [...]



SENIOR CITIZEN FINANCE CONCERNS

Feb 12th, 2012 | By Sharon Shaw Elrod MSW EdD | Category: Senior Finances

Top of the Top Ten Senior Citizen Worries Senior finances top the top ten concerns that senior citizens experience. The majority of us are not wealthy.  Some of us have a pension and others of us have investments.  Almost all of us have Social Security benefits.// But we’re not wealthy. We all experience periodic concerns [...]



SENIORS: BEFORE SPENDING IT ALL

Jan 30th, 2012 | By Dr Jerry D Elrod | Category: Senior Moments Blog

Before all your resources are spent, you may want to identify a means for evaluating what intentional desires you have for your estate upon your death. Making decisions about your estate is an early on decision which prevents heartache and disappointment later.

For those who have structured their lives to take into account the consequences of choices, this will be less a challenge than for those who have lived day to day. Resources must be tended to, like a garden. If those resources are to provide sufficient income for yourself and, if you desire to be in a position to gift others, then intentionality will be a major influence.

Upon retirement, there are several practical and flexible issues that need to be taken into account. Having made out an estate plan in



SENIOR CITIZEN COUPON SHOPPING TIPS

Oct 6th, 2011 | By Sharon Shaw Elrod MSW EdD | Category: Senior Finances

Seniors Save Money With Coupons Most of us senior citizens live on fixed incomes, and that means we look for every available opportunity to stretch our Social Security and pension benefits.  Shopping with coupons offers a lot of options for making every penny count.// Here are some suggestions that you may want to consider as [...]



RETIREMENT WORK FOR SENIORS

Sep 13th, 2011 | By Sharon Shaw Elrod MSW EdD | Category: Senior Finances

At-Home Jobs for Senior Citizens Some seniors find it necessary to work post-retirement; they just can’t make it financially.  Others work from personal choice; they enjoy the mental challenge.  Whichever the reason, there are some options for retired seniors who want to work from their homes. // A number of seniors are working as Customer [...]



Seniors Change Thinking About Money

May 14th, 2011 | By Sharon Shaw Elrod MSW EdD | Category: Senior Finances

Senior citizen finances are a bug-a-boo for many of us.  We recently wrote about learning to manage finances on your computer, or even online.  Today we want to take a look at how we think about finances.  You may not realize it, but nothing in life is as important as you think it is, while [...]



Senior Finance Means Cutting Some Corners

Apr 17th, 2011 | By Sharon Shaw Elrod MSW EdD | Category: Senior Finances

As the economy continues to lumber along at a very slow pace, and with the ongoing threats from the federal  government about cutting Social Security, we seniors might be wise to look at possible ways we can save money here and there.    AARP came up with some suggestions  and SCJ has some to add. Jeff Yaeger wrote an [...]