Posts Tagged ‘ retirement ’

RETIREES NUMBER 10,000 A DAY

Mar 6th, 2012 | By | Category: Senior Moments Blog

Someone has come up with this rather startling number. Ten thousand Baby Boomers are retiring every day. No one is credited with the statement, so we accept it as a given. Likely it isn’t too far off base. Just as there are fewer and fewer WWII veterans left, so there are more and more boomers coming to the age of retirement. Looking around, it feels as if it’s getting crowded in here.

More and more retirees have begun showing up in all kinds of places. More and more seniors are moving to the SunBelt, exploring options in Florida, and even abroad for retiring. More and more are qualifying for senior discounts. More and more appeals address age related products, medications, and so on.



MAKING BENEFICIAL CHOICES: WHAT SHOULD SENIORS DO?

Feb 10th, 2012 | By | Category: Senior Moments Blog

The time has come when it is possible to make some choices that have been delayed for years. It was always providing for someone else, taking care of the current demands, doing a project on the house, meeting college tuition, purchasing a car, putting other things above what we really wanted to do.

Finally, enough circumstances are aligned with the stars that we can consider making benefical choices for ourselves. So, what is it we what to do? What, among the myriad of choices we enjoy doing most, will we decide to do? What might we do that would induce or produce the least guilt? Is it really okay to spend money on us, doing exactly what we have always wanted to do? Is it international travel? Is it purchasing a time share where we commit to going once a year? Is it taking a cruise? Is it spending money and time in Las Vegas? Is it



THE DAYS BETWEEN

Dec 28th, 2011 | By | Category: Senior Moments Blog

This is one of those days that falls between Christmas and New Year’s Day. For seniors, retirees and others not in the work world, it is just another day off, a day to do pretty much what we like. It is a privileged day, this, and those that lead up to New Year’s eve and day.

This day, is much like the others we have come to enjoy and sometimes take for granted. It is a holiday, but really is only one more in a string of holidays that we are able to do whatever we wish.

Not everyone is so fortunate, even some who are retired are still caught up in trying to make ends meet, and are holding down part time jobs to make a living.



TEN BEST RETIREMENT CITIES IN US–PART 2

Dec 24th, 2011 | By | Category: Senior Finances

Last week SCJ began a two-part post on the ten best cities to retire in the United States, chosen by AARP.  Their examination included over 350 cities.  They looked at financial data, including property and sales-tax rates, median housing prices, cost of living and tax rates on pensions and Social Security.   AARP also included recreation, […]



TEN BEST RETIREMENT CITIES IN U.S.–PART 1

Dec 17th, 2011 | By | Category: Senior Finances

Criteria for ‘Best Retirement City’ AARP recently announced its choices for the ten best cities to retire in the United States.  Their examination included over 350 cities.  They looked at financial data, including property and sales-tax rates, median housing prices, cost of living and tax rates on pensions and Social Security.   AARP also included recreation, […]



SENIORS: CHOOSING TO LIVE IN A RETIREMENT COMMUNITY

Nov 21st, 2011 | By | Category: Senior Moments Blog

For four years, Sharon and I were residents in a retirement community. We weren’t retired, but employed and lived there, as a requirement of our employment, in a provided home. An additional requirement was and remains that one of the members of the household had to be 55 years of age. No one younger, even if cared for because of health issues, unless a special stipulation is made and approved, may live in the houehold. There are no schools, playgrounds or other activity centers for children or youth. They are not allowed, except for short term visits at holidays or in the summer. Churches offer no Sunday schools, typically, for children and youth.

The entire purpose of a “retirement community” (whether it is an actual town or city, or a self-enclosed facility, is to offer free rein for the retiree to enjoy his/her/both of their lives in a setting that is focused on their needs,



WHEN I DON’T WANNAS MEET THE GOTTA DOS!

Nov 17th, 2011 | By | Category: Senior Moments Blog

Days come when certain tasks absolutely, unequivocally, totally and completely have to be done. Days come, too, when having to do certain tasks simply have no appeal. Getting up the strength, inititative, stamina, and desire seems to be a bigger undertaking than doing the job(s) itself. Gotta Dos come, and they often come, after several well timed delays and put offs, when there is no way to ignore them any longer.

The I Don’t Wannas can be perilous. They can keep you in bed longer, wrap you in all kinds of excuses, have you inventing every kind of delaying technique, learned and formerly used, when you were in elementary school.

The story is told of a man who awoke one Sunday morning declaring that he was not going to church that day. His dear wife, already



SENIORS: DAYS WITH NOTHING TO DO

Sep 9th, 2011 | By | Category: Senior Moments Blog

There really is no such thing as days with nothing to do. It is, after all, our choice how we wish to spend our time. One of the perks of retirement is being able to do what you want to do, all circumstances and situations cooperating. That isn’t always the case. However, retirement grants the opportunity to mold and make one’s days into a gift of being able to do and enjoy day to day existence, which ultimately leads to healthy living. Existence is really a too limiting word. Finding pleasure and satisfaction in day to day joy of living is the consummate goal. Being able to get into it, stir it up and come up with a fully baked favorite day every day is our desire and inspiration every 24 hours.

Short of that, life becomes a drudgery. And that, dear friend, is an undesirable state to live in. There are too many



Seniors: How Much Retirement Can You Afford?

Aug 8th, 2011 | By | Category: Senior Moments Blog

For those on the cusp of retirement, this is not an out of bounds question. Choosing when to retire is fraught with all kinds of implications. Being sure you can maximize your income from all sources, while keeping a nest egg that will continue to protect your position, is a strategy requiring careful, prudent and wise planning.

Retiring early, in the current financial scene, is likely not a good idea. However, there may be circumstances which encourage that possibility. Investigating them carefully will reveal how well an early retirement choice would work for you.

Continuing to work, even part time, may be a choice of necessity. However, that too must involve considerations which



Seniors Retire in Lunigiana

Jul 27th, 2011 | By | Category: Senior Travel

I read recently where this location is a great one for seniors who wish to retire abroad. I found a couple of others that will follow in a later blog but first let’s investigate Lunigiana. Google found that Tuscany is everybody’s favorite travel destination, and Lunigiana is the part of Tuscany that’s undiscovered. How’s that […]