Posts Tagged ‘ retirees ’

Senior Travel on European Trains: The Eurorail

May 17th, 2010 | By James E Becker | Category: Senior Travel

The best way to travel in Europe? Explore your favorite European destinations by rail with ‘Eurorail’ Passes. Popular for over 50 years, you may take as many trains as you wish with your Eurail Pass. How cool is that! Eurail Passes, also known as Euro Rail Passes, are train Passes for flexible rail travel throughout [...]



Receiving Less and Spending More: A Senior Citizen Dilemma

May 17th, 2010 | By Dr Jerry D Elrod | Category: Senior Moments Blog

A safe formula retirees are recommended to live with is to spend less as you advance in age. That’s a worthy idea, but one that seems difficult to fit into today’s economy. We are doing our best by reducing expenses to the bare minimum. We do not impulse buy nor do we splurge in our spending. Monthly necessary expenses are kept to the minimum, but there are still those items that resist reduction and adjustment. Many seniors are in this situation, and today we have the following suggestions to offer:

* Keep a careful accounting of monthly outgo. Attempt to winnow it down where you can; the winnowing always seems to cry out for more expense and less reduction of costs. Take a look at clothing, groceries utilities; for most of us, medical costs are not negotiable; prescriptions and over-the-counter products are generally necessary. Look at any



Senior Women With an Entrepreneurial Spirit

May 16th, 2010 | By Jeannine Becker | Category: For Senior Women

When I turned 60, my husband had just retired.  He’d taught French and Spanish for 150 years and he was ready to do volunteer work and garden.  I was ready for a different adventure, but hadn’t quite figured out what that adventure was going to look like.  So when my youngest daughter asked me one [...]



For Retirees: It’s Friday, but Monday is Coming!

May 14th, 2010 | By Dr Jerry D Elrod | Category: Senior Moments Blog

So here it is again, another Friday. Here is that shortened day, when lots of folk leave the office early, plan a weekend excursion, have an outdoor project to complete. Sounds pretty typical. And it is for those whose lives are still occupied with “normal” schedules. Seniors, retirees, those with ample weekday time on their hands are not held to such use of weekends. Those of us who are post 70 appreciate the luxury of time choices, of scheduling that isn’t surrounded by too many boundaries. Today’s senior is freed to do lots of new and interesting things not available pre retirement.

Explorations are as prolific



Priorities, Pastimes, and Pettiness: A Plan for Retirement

May 12th, 2010 | By Dr Jerry D Elrod | Category: Senior Moments Blog

It isn’t too difficult to get one’s priorities straight. They have a way of edging and nudging their way into our daily things we have to do. Most of us find routine works and that addresses most of the issues that require attention each day. Without our priorities, things literally pile up and become much like the “hoarders” one can see on television shows. People without priorities often accumulate more demands asthan time or energy can possibly meet. Living with priorities means that one can do appropriate sorting of the demands on one’s life. Having met the priorities there is plenty of room and time for other less demanding responsibilities.

Pastimes are good things. They allow us to savor time



Too Many Things at Once: A Dilemma for Seniors

May 11th, 2010 | By Dr Jerry D Elrod | Category: Senior Moments Blog

Some days seem to offer too many things to deal with at once for elders. Today is a good example. Following a month of dealing with what may have been a virus, I am discovering that it appears to be subsiding, just in time for the scheduled colonoscopy that was ordered while undergoing the discomfort of daily diarrhea. This lands on the same day as an eye appointment to correct lenses that seem to work better with a magnifying glass. Is this the way it is as we move into the seventh decade? Is this what we can expect in our senior citizen years? Is this the joy of growing older?

Why can’ t we schedule one thing at a time? Can’t the body recognize



Seniors: Avoiding Old Age and Being Out of Date

May 10th, 2010 | By Dr Jerry D Elrod | Category: Senior Moments Blog

The challenge for elders is increasingly one of trying to keep up with the demands and multiplied changes of day to day living. What with all the Ipods, Ipads, Android, IPhone, and numerous other emphases on the I, our contemporary world demands senior citizens keeping up like it never has before. There was once a time when life seemed to be met with relative ease. Keeping up with the technological wave of change for retirees is both a full time and notoriously confusing phenomenon. Those of us past 70 and retired are constantly met with new gimmicks, tech advancements and inventive means to be in touch with the rest of the world. For some, the question is, “do I really want all this access” to people and ideas that continue to flood over us?

Having grown up in the eras of tape recorders and



AARP Fixed Annuity: An Option for Senior Citizen Financial Security

May 8th, 2010 | By Sharon Shaw Elrod MSW EdD | Category: Senior Finances

AARP has again partnered with New York Life Insurance and Annuity Corporation to offer a fixed annuity, with an interest rate guaranteed for five years.  The program is available to AARP members ages 50-85 and spouses ages 45-85. Fixed annuities are just that:  a legal agreement that the insurance company will pay the senior citizen [...]



For Retirees: Exercise Improves Quality of Life

May 8th, 2010 | By Sharon Shaw Elrod MSW EdD | Category: Lifestyle, Health & Fitness

Exercise is Key to Longevity and Healthy Living Many of us seniors watch our adult children and their workout programs.  That generation is heavy in to exercising because of their desire for a healthy life.  Some of us elders have been told by our physician that we also need to exercise to improve the quality [...]



Veterans Administration Benefits Explained for Seniors

May 8th, 2010 | By Sharon Shaw Elrod MSW EdD | Category: Social Security & Medicare

Most veterans understand and make good use of the gamut of medical care offered by the Veterans Administration; health care for vets is a really good example of socialized medicine for this group of people, and the program works very well. It is the equivalent of Medicare for non-vets.  In addition, many elderly people who [...]