Posts Tagged ‘ elder ’

No, We’re Not Moving

May 24th, 2010 | By Jeannine Becker | Category: For Senior Women

Reality walked out the back door with Dad and his wife, our second mom, when any discussion about a move to their ’home state’ was on their plate.  It seemed for this 94 year old demented  father of ours and his 82 year old wife, that they would be able to handle the severe cold weather, the [...]



Retirees: Some Options for Managing Credit Card Debt

May 22nd, 2010 | By Sharon Shaw Elrod MSW EdD | Category: Senior Finances

Senior citizens carry the fastest-growing credit card debt in the United States today.  The average balance increased 149% from 1995 to 2004 among retirees 65 and older.   That figure continues on the rise.  If you find your credit card debt worrisome, this article is for you. You can choose to go to a debt relief [...]



Wish I had Dones: Senior Citizen Musings

May 20th, 2010 | By Dr Jerry D Elrod | Category: Senior Moments Blog

There are so many. Making such a list is probably unwise. Reflecting very long on such, about which nothing can be done, is really a colossal waste. It only reminds that there were many times you could have acted differently, chosen more wisely, challenged your sensitivities more bravely.

But now, that time is all gone. Literally, ALL gone. There is no retracing of steps except in regret or perhaps joy at having had those moments. Regret is a wasteful expense of time and emotion and energy. As one ages, the temptation increases to spend more time looking back. Some reflection is not so bad. Too much is debilitating. Right now, when things seem to be turning so sour, the pull seems stronger. Weren’t there better times? Weren’t there moments when just being with someone special was the most



Senior Citizen Financial Concerns: What If It Gets Worse Before It Gets Better?

May 19th, 2010 | By Dr Jerry D Elrod | Category: Senior Moments Blog

Some expert financial prognosticators are predicting huge downturns in the economy before this year is out. They are basing their assessments on history, indicators of past downturns influenced by international finance and those having impact on the US economy. Seniors will do well not to discount their conclusions. We elders should also not jump to a panic response. The real question is what do senior citizens do if this state of affairs persists and gets worse before it gets better?

Careful, prudent, non reactive, incisive, and conservative judgment are among the best stances to assume. Even so, choices now can come too late. Jumping on a bandwagon with too few members of the band knowing how to play their instruments is not a decision of choice. Hoping you have enough stashed away in protected investments, whatever that now means, may provide



FOR SENIORS: TEN SIGNS OF ALZHEIMER’S

May 18th, 2010 | By Sharon Shaw Elrod MSW EdD | Category: Lifestyle, Health & Fitness

Senior citizens everywhere search for the latest research, information and advice about the dreaded disease, Alzheimer’s.  It is fatal, eventually, and so far there is no cure.  It sometimes hits as early as the 50s; that kind is known as ‘Early Onset Alzheimer’s’.  For most who succumb to the illness, onset occurs in the 70s. [...]



A Great Evening, a Wonderful Win: A Senior’s Reflections

May 18th, 2010 | By Dr Jerry D Elrod | Category: Senior Moments Blog

I didn’t like basketball for a whole lot of years. If you had gone from one end of the court to the other, with everyone screaming, and finally realized it was because you hadn’t dribbled the ball at all, you might have felt a twinge of embarrassment too. But now, all these millenia later when that memory has been shared too many times and you know more about basketball than you did then, and you can watch in the comfort of a den on a 50″ screen, things change. The Suns whomped the Spurs and the next set promises to be equally stimulating. It is fun, at a later age, to come to the permission to enjoy such entertainment, skill and wonderful excitement.

Never a sportsman of any kind in any arena, it is interesting that I can give up my poor performance for the sheer joy of cheering on the team of my choice. Never one who ever was able to play, to excel at any sport, I can now



Senior Travel on European Trains: The Eurorail

May 17th, 2010 | By James E Becker | Category: Senior Travel

The best way to travel in Europe? Explore your favorite European destinations by rail with ‘Eurorail’ Passes. Popular for over 50 years, you may take as many trains as you wish with your Eurail Pass. How cool is that! Eurail Passes, also known as Euro Rail Passes, are train Passes for flexible rail travel throughout [...]



Receiving Less and Spending More: A Senior Citizen Dilemma

May 17th, 2010 | By Dr Jerry D Elrod | Category: Senior Moments Blog

A safe formula retirees are recommended to live with is to spend less as you advance in age. That’s a worthy idea, but one that seems difficult to fit into today’s economy. We are doing our best by reducing expenses to the bare minimum. We do not impulse buy nor do we splurge in our spending. Monthly necessary expenses are kept to the minimum, but there are still those items that resist reduction and adjustment. Many seniors are in this situation, and today we have the following suggestions to offer:

* Keep a careful accounting of monthly outgo. Attempt to winnow it down where you can; the winnowing always seems to cry out for more expense and less reduction of costs. Take a look at clothing, groceries utilities; for most of us, medical costs are not negotiable; prescriptions and over-the-counter products are generally necessary. Look at any



Senior Women With an Entrepreneurial Spirit

May 16th, 2010 | By Jeannine Becker | Category: For Senior Women

When I turned 60, my husband had just retired.  He’d taught French and Spanish for 150 years and he was ready to do volunteer work and garden.  I was ready for a different adventure, but hadn’t quite figured out what that adventure was going to look like.  So when my youngest daughter asked me one [...]



For Retirees: It’s Friday, but Monday is Coming!

May 14th, 2010 | By Dr Jerry D Elrod | Category: Senior Moments Blog

So here it is again, another Friday. Here is that shortened day, when lots of folk leave the office early, plan a weekend excursion, have an outdoor project to complete. Sounds pretty typical. And it is for those whose lives are still occupied with “normal” schedules. Seniors, retirees, those with ample weekday time on their hands are not held to such use of weekends. Those of us who are post 70 appreciate the luxury of time choices, of scheduling that isn’t surrounded by too many boundaries. Today’s senior is freed to do lots of new and interesting things not available pre retirement.

Explorations are as prolific