How to Tailor Assisted Living to Your Needs Making the move to an assisted living facility can feel like a huge jump for many men and women, but that doesn’t mean that it needs to be uncomfortable, scary or even that much different than living in your home. In fact, if you’re careful about your [...]
Posts Tagged ‘ assisted living ’
We talked about the effect long term care has on financial planning last week on SeniorCitizenJournal.com. Baby Boomers who have not yet retired, and younger generations as well, need to be seriously planning for their senior years’ long term care needs. We are living longer, and the need for long term care of one kind [...]
Looming out there ahead of Baby Boomers are several very big issues that will come to occupy your time, attention, resources and patience. If your DNA is similar to many these days, your parents, at least one of them, will live into their 90′s and perhaps beyond. Read the obits and you will find more and more persons whose age is clocked in the 90′s when they die. And, often, it is the upper 90′s.
This is not to decry the joy of having your parents live a long life. It is to say that with their doing so come demands you may not have expected. Those demands come in the shape of caretaking, costs, and intentional decisions that will enable them and you to be prepared and buttressed with backup plans.
Projecting ahead into the next year, it begins to appear that the costs of elder care, i.e. assisted living, nursing care and other such forms of suitable accommodation for the elderly who require attention will continue to escalate. Depending on the nature of the care, geographic location, the condition of the resident (client, patient, etc.) these costs seem to continue to climb, until it is possible to imagine that over a ten year period, one can be talking in terms of somewhere between $400k and $500k in costs for care. That begins to feel prohibitive and downright scary.
Those who are wise enough to have applied for and qualified to receive long term care insurance are surely on the right track. And, they are even wiser if they chose the inflation rider as a part of the policy.
We relish the thought of our elderly loved ones
Choosing to live alone, if you have been previously married or coupled, is a consideration of enormous proportions. If you have become accustomed to the dynamics introduced in a shared living arrangement, living alone can introduce many adjustments. Therefore, considering this option is no small task.
Among the issues to think through and feel comfortable about are:
Do I deal with my day to day living in a productive way, free of needing someone to share it with me? Carefully evaluate your level of need to be around others during the day. Having been used to a companion may prevent your ability to be comfortable being alone.
Progressive issues related to care needs prompt comparing the four cares available to seniors as their health issues require. If you are past 70, you likely have already had to consider one or the other or more of the four cares: assisted, skilled nursing, memory, or hospice.
Most of us, with aging parents have had to go through acquainting ourselves with beyond home care services. Eventually signs indicate the need for more attentive care for persons previously able to live alone and get along quite well.
It is the better part of wisdom to have anticipated this likelihood, to have done necessary homework, cooperatively, and to be ready for that visit to the physician when the recommendation is given for identifying the care need of choice.
If you have ever been in a department store in which clerks are reluctant to attend to your needs, then you have known the frustration of wondering why not. It is the same if you reside in a care facility or have a loved one who does. It isn’t inexpensive to live in such quarters these days. Almost any add on, beyond room and board, and one cannot always say much for board, often adds additional costs and fees.
Some employees are sensitive and alert, but others are not. Some take the time to inquire as to the condition of a resident, while others pass blithely by. Insensitivity may be the virus that spreads most through such environments. Or, it may be just lacking in knowing how and what to do. Poor training, lack of direction, example setting by the administrative staff and creating a conscientious regard for everyone, no matter their condition, are all matters deserving
A news report out of Florida indicates that elder abuse there is reaching epidemic proportions. Not only there, but other states as well seem to be turning a blind eye to insensitive and lack of care issues leading to injury and death in elder care facilities.
We have reported on this before and aroused the executives of at least one assisted care facility, who became quite defensive. That neither excuses nor explains behaviors on part of staffs and administration who avoid dealing with the needs and care-taking responsibility with which they are entrusted.
Persons in assisted care facilities are there for one major reason: they need assistance in caring for themselves. If they
A recent episode of theft in an Assisted Care Facility,known to the editors, raises the question of how residents protect their valuables, cash, jewelery and other assets that they may have brought with them when moving in.
The particular facility in question does not offer a means for safe keeping of valuables. It is left up to the resident.
One of the biggest problems in assisted living facilities, nursing homes and retirement centers is theft. Has been so for years. Which suggests a continuing problem has not been effectively addressed.
As always, SCJ has some suggestions: