What Seniors Need to Know About Social Security

Sep 25th, 2010 | By | Category: Social Security & Medicare

Those of us who have received Social Security benefits for several years generally know how to navigate the Social Security web site.  For you newbies, here is some information that you might find helpful:

  • Direct Deposit : The best way to make sure your Social Security monthly benefit gets to you is to have it deposited directly into your checking account.  You can arrange for this to be done online or at your local Social Security office.
  • Taxes and your benefits: Most beneficiaries do not pay any taxes on their Social Security benefits; however, if you have other substantial income, you may have to pay some tax on your benefits; check the link to get the details.
  • Living outside the U.S.: You need to have additional information about your Social Security benefits if you live outside the U.S.  Check this link to get the address you need for more information.

  • What to do if you disagree with a decision we make: If you make a claim for Social Security benefits and it is denied, you have the right to appeal; the process is outlined for you on this link, and you can also get help from your local Social Security office. 
  • What to do when someone dies: The Social Security Administration needs to be notified as soon as possible after the death of a beneficiary.  Depending upon circumstances, survivors may have rights to benefits.  This link provides general information; more specific information is available at your local Social Security office. 
  • If you receive a letter from us and you are blind or have low vision: There are several ways you may choose to receive mail from the Social Security administration, including first class mail, mail written in Braille, and mail on a compact disc.  You need to tell the SSA which format you want them to use to communicate with you.
  • How to contact us: You can contact the SSA online, by telephone or mail, and in person at your local Social Security office.  Other options are provided on this link.

There is a lot of information available about Social Security on their website.  SCJ readers are encouraged to go to the site and bookmark it (add it to your favorites list), so you can return any time you need more information or questions answered.

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