Sep 12th, 2011 | By Sharon Shaw Elrod MSW EdD | Category: Social Security & Medicare

When Should I Apply for Social Security?

A lot of people have questions about Social Security and have difficulty knowing where to look for answers.  SCJ continues its commitment to bringing you timely information for productive aging, based on documentation you can trust.

Probably the most important, and most frequently asked question, is “When should I apply for Social Security?”  Answer:  Three months before you want benefits to begin. You may sign up online or call this number for personal assistance:  1-800-772-1213.

Here is what you need to submit with the application:

  • your Social Security card or a record of the number;
  • your birth certificate;
  • proof of U.S. citizenship or lawful alien status;
  • military discharge papers if you served before 1968;
  • last year’s W-2 tax form or tax return if you’re self-employed.

Locate Your Local Social Security Office

In addition, there is a local Social Security office near where you live; the branches are all over the country.  Here is where you can find the location of your closest office.  Representatives in that office will also be available to help you with your application for Social Security benefits.

The decision about when to apply for Social Security benefits needs to be based on many factors which differ from one senior to the next.  And financial sustainability is crucial to your contentment and serenity in retirement; getting appropriate assistance to determine if you are financially ready to retire cannot be overstated.

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