SENIORS: THE NECESSITY FOR A PLAN B

Nov 23rd, 2011 | By Dr Jerry D Elrod | Category: Senior Moments Blog

Planning is Preparation for the Future

Anticipating the need for a plan to address some expectation, fulfill a need, take care of eventual circumstances occurs for us all.  Insurance policies represent a plan for our lives, circumstances beyond our control, e.g. accidents, natural disasters, and so on.  Some people build storm cellars, living as they do in storm prone areas.  Having a plan is both smart and prudent. Expecting nothing to happen, that all will be well is likely a Pollyanna approach.  Making preparations is a discipline required of most of us, no matter where we live or what our circumstances.

Having a plan, however, will not likely address all the possibilities.  Many of us attempt to plan for the future. Sending our kids to college, required a plan.  Anticipating the purchase of a new vehicle and being able to pay for it requires a plan.  Heading off health issues, living in an environment which meets our needs, purchasing necessities, keeping our wardrobe in good shape and appearance all require our having a plan.

Being ready for this year’s anniversary, is it all ready the 40th or 50th, requires having a plan.  Meeting that 70th birthday celebration means expecting something will happen, a celebration, perhaps even a change in life style.

Option-Planning for Senior Citizens

The irony of all this preparatory readiness is that no matter how refined your plan, no matter how well you have thought it through, something can go wrong. Someone has observed, quite aptly, that “if there is a 50-50 chance something will go wrong, nine out of ten times it will.”  In case you missed it, read that line again.

Ergo, the necessity for a Plan B. Anticipating, having a Plan A, simply posits the need for a Plan B.  Recognizing the need for a plan in the first place, means,  in the great swirl of things, that something can even go wrong with Plan A.  If something can go wrong with Plan A, then surely that argues for Plan B.

One may ask, logically, if Plan A is vulnerable, then why should one even consider a Plan B, which in turn might also require a Plan C?  Darn good question.  Here the argument is not really exhausting yourself with having an inexhaustible series of exhausting plans, but to have a plan.  Recognize that stages of life present us with a need to make choices and decisions. Taking care of our families, making choices which will help create security, in so far as capabilities allow, using a process which invites participation on the part of all the household to be ready for eventualities will lend itself to a more serene and well structured life.

Begin thinking about ways to develop your own Plan.  Do not allow an obsessive-compulsive to lead the process or you will never have one that is sufficiently complete enough to do the job.  Be practical.  Be considerate.  Be realistic.



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