SENIORS: DECISIONS AND CHOICES

Jul 22nd, 2012 | By Sharon Shaw Elrod MSW EdD | Category: Senior Finances

Making Choices is the Key

Senior citizens living on fixed incomes have the key to happiness in retirement in their hands.  They just may not know it.  Happiness is all about making choices. We choose to be happy, or we choose something else.  Retired or not, life is really quite simple.  Consider this…

Alice is thrifty.  Frugal to a fault.  She is a senior citizen living on a fixed income.  She only buys the food she knows she will eat.  She never indulges in new clothing; her trips to the local thrift store are her only outings, other than to the grocery store.  She never goes to a movie or does something just for fun.  She visits with friends occasionally, and spends most of her time complaining about her empty life.  She lives within her means, not spending more money than she brings in.

Donna is thrifty and frugal.  She is a senior citizen living on a fixed income.  She loves movies, so she goes to a movie once a month, and occasionally finds something she enjoys on television pay-per-view.  Her grocery bag has an occasional candy bar or other sweet treat.  She visits friends often, having them over to her home for table games, and visiting in their homes when invited.  Her friends love to be with her because she is fun and laughs a lot.  Donna lives within her means, not spending more money than she brings in.

Choosing Happiness Means Doing What You Love

What’s the difference between Alice and Donna? Donna hasn’t given up the things she loves; Alice has.  Donna is choosing happiness.  Alice is choosing nothing.

Alice thinks she cannot spend money on herself.  Donna spends time at the library, checks out movies to watch at home, shares the cost of a new movie with friends, and spends time at the local senior citizen center playing games with friends.  You don’t have to spend money to enjoy an active retirement lifestyle.

Alice thinks money is only for necessities.  Donna looks for ways to save money on things that are crucial to her happiness.  She knows doing otherwise creates despair.

The picture we’re painting here is one of choices.  Seniors make choices every day, every hour, about how they will conduct their lives. Nothing is inevitable.  Happiness is all about your choices.



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