Aug 22nd, 2011 | By Sharon Shaw Elrod MSW EdD | Category: Senior Finances

Guaranteed Acceptance Ages 50-80

AARP and New York Life Insurance Company have once again teamed up to offer seniors a guaranteed acceptance life insurance policy.  Any senior over 50 and under 80 is eligible (spouses are eligible at age 45); you must be a member of AARP.  The offer is not available in New Jersey or Washington (state).  It’s a $15,000 permanent life insurance policy.

The mailing recently sent out says this:

  • no medical exam
  • no health questions
  • lifetime protection
  • affordable rates won’t go up due to changes in age or health
  • Because acceptance is guaranteed, a limited benefit is paid for death from other than accidental causes during the first two years.
  • AARP endorsed
  • Enroll entirely by mail

Affordable Rates and More Information Available

Many seniors seek the assistance of AARP for the extensive variety of services offered.  Life insurance policies are no exception. AARP partners with New York Life Insurance Company for this particular offer.  Because the policy is endorsed by AARP, seniors can be reassured both of its authenticity and value. Fifteen thousand dollars isn’t a lot of insurance, but for those seniors who have no life insurance or are looking for a policy that will pay for funeral/memorial/burial expenses, it’s a good option.

Rates and more information is available by calling 1-800-261-9392, ext 134.  Or you can request information online at  Information is also available by writing AARP LIFE INSURANCE PROGRAM, c/o NEW YORK LIFE, PO BOX 30709, TAMPA FL, 33633-1573.  If you are not yet a member of AARP, you can go here to complete an online application.

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