Social Security & Medicare

Celebrating 80 Years of Social Security

Jul 9th, 2015 | By Sharon Shaw Elrod MSW EdD | Category: Social Security & Medicare

In 1935, the United States was in the depths of the Great Depression. You saved absolutely everything you had, including string. Every household had the ball of string that you added to whenever a new scrap came along. Most Americans had very little money to live on. And senior citizens were among the people who were hit hardest. Many could no longer work, and their families were having difficulty supporting themselves, let alone trying to support Grandma and Grandpa.

Roosevelt signed the Social Security Act August 14, 1935, and it saved the lives of hundreds of thousands of senior citizens, preventing almost certain financial ruin for each one.



MEDICARE: DEALING WITH SCAMMERS

Sep 29th, 2013 | By Sharon Shaw Elrod MSW EdD | Category: Social Security & Medicare

Obamacare Enrollment Begins The Affordable Care Act (ACA), known on the streets as Obamacare, is about to start the enrollment process. That will begin this next Tuesday, October 1, and continue through March 31, 2014. Any citizen who wants to enroll may do so online or in a local organization that has Navigators available to [...]



SNAP: NECESSARY FOR SURVIVAL

Sep 23rd, 2013 | By Sharon Shaw Elrod MSW EdD | Category: Social Security & Medicare

Hunger is a National Disgrace People who are hungry because they do not generate enough income to buy enough food are entitled to assistance from We The People. And the Federal Government takes the form of We The People. The Supplemental Nutrition Assistance Program (SNAP–formerly Food Stamps) is designed to assist people with their nutritional [...]



SOCIAL SECURITY AND MEDICARE ‘REFORM’

Sep 1st, 2013 | By Sharon Shaw Elrod MSW EdD | Category: Social Security & Medicare

Truth vs Distortion There is a lot of talk (hot air?) in the news media about reforming Social Security and Medicare. Some claim both systems are ‘broken’ and need ‘fixing’. Others quote the dire predictions about Social Security going ‘broke’ by 2033. Medicare is ‘socialized medicine’ and needs to be thrown to the dogs.// What [...]



MEDICARE CHANGES IN 2014

Aug 6th, 2013 | By Sharon Shaw Elrod MSW EdD | Category: Social Security & Medicare

Medicare Coverage Remains Essentially the Same Much of Medicare coverage that we seniors have will not change with the implementation of the Affordable Health Care Act (ACA) in 2014. The health care law protects our basic Medicare benefits. Our coverage for doctor and hospital visits does not change. // The one thing it does add [...]



CONGRESSIONAL DISTRICTS EXPLAINED

Jul 27th, 2013 | By Sharon Shaw Elrod MSW EdD | Category: Social Security & Medicare

Seniors Find Information on the Internet Ever wonder why your congress-person voted the way he/she did? Senior citizens who use the Internet a lot follow Social Security and Medicare issues, legislation affecting both programs and what writers are saying about them. Now there is another tool to help us stay in touch with the background [...]



SOCIAL SECURITY BENEFITS FOR SURVIVORS

Jun 23rd, 2013 | By Sharon Shaw Elrod MSW EdD | Category: Social Security & Medicare

Many seniors are unaware of a Social Security benefit for survivors. That is, a surviving spouse, and children in some cases, can receive Social Security benefits when the primary beneficiary dies. // So how does this work? If a surviving widow waits until full retirement age, she can get 100 percent of her deceased husband’s [...]



IMPROVEMENTS IN MEDICARE FOR SENIORS

Jun 4th, 2013 | By Sharon Shaw Elrod MSW EdD | Category: Social Security & Medicare

The 2013 Medicare Trustees’ Report is now available for public review. It is good news for seniors because it cites only a small increase in beneficiary spending. Marilyn Tavenner, Administrator of the Centers for Medicare & Medicaid Services, said this:

“Thanks to the Affordable Care Act, we are taking important steps to improve the delivery of care for seniors with Medicare. These reforms aim to reduce spending while improving the quality of care, and are an important down payment on solving Medicare’s long term financial issues,” (AARP blog)



JUST WHAT IS THE CHAINED CPI?

Apr 23rd, 2013 | By Sharon Shaw Elrod MSW EdD | Category: Senior Moments Blog, Social Security & Medicare

Every time a new concept surfaces on the national scene, there is a flurry of articles about it on the Internet. Some of what is written is obviously biased toward one political camp or another. Such is the case with the chained CPI. We thought trying to take a look at it as objectively as possible might be helpful.

First, the chained CPI is part of President Obama’s 2014 budget plan as it relates to Social Security.

Second, a number of government programs (like Social Security) calculate benefits based on the rate of inflation. Inflation is a measure of changes in the cost of living, which typically increases to one degree or another annually. There are different formula used for calculating changes in the cost of



SOCIAL SECURITY RESOURCES ONLINE

Mar 27th, 2013 | By Sharon Shaw Elrod MSW EdD | Category: Social Security & Medicare

Quick Links to Helpful Information It occurred to SeniorCitizenJournal.com editors that our readers might find online links to Social Security resources and information helpful. The links with a brief description are provided here: Factual (unbiased) information about Social Security–JustFacts.com Online access to Social Security information, resources and your personal account // Official website of the [...]