Tax Refunds Sent Soon Those senior citizens who will be getting an income tax refund, federal and/or state, may be wondering what they might do with the money. You’ve already received your completed income tax return from your financial adviser a few days before the filing deadline, and the refund was automatically deposited into your [...]
BBs Redefine Retirement We senior citizens have been told for several years now that Baby Boomers will redefine retirement. They have redefined almost everything else they lived through. Why not include retirement? BBs are those folk born after WWII, beginning about 1946 and ending about 1965.// Baby Boomers are the generation that wants to live [...]
Education Limited for Women Women over 55 and considered to be in the ‘senior citizen’ generation were caught in a limiting educational experience when we graduated from high school. Social expectations were strong and heavily influenced our lives. There were four options for us when we completed high school:// get married go to secretarial school [...]
The national conversation, sponsored by AARP, on the future of Social Security and Medicare posts a comment daily on their Facebook page. You’ve Earned a Say asks senior citizens to respond to a few questions and then add comments about their Social Security and Medicare concerns. One of the comments from Wisconsin said this, “Do [...]
The Third Agreement: Don’t Make Assumptions This is the third in a series of articles about Don Miguel Ruiz’ Four Agreements. Don’t Make Assumptions is a very powerful cautionary piece of advice. We seniors make assumptions all the time.// We assume we will become incapacitated as we age; We assume aging is inevitable; We assume [...]
Seniors Pinch Pennies Most of us senior citizens continually look for ways to pinch pennies when we can. Most of us are not in the wealthy ’1%’ bracket so well described in the news of late. So we need to find options for making our money stretch as far as possible. It occurred to SCJ [...]
Many of us seniors continue to be concerned about the future of Social Security and Medicare. Politicians in younger generations hold the reins to our two life-line insurance programs. Sometimes we feel helpless about what we can do to ensure the security of our future, and that of our children.
Some of us take the time to telephone our representatives or email them regarding our opinions about their positions and vote-casting. And some times we feel helpless, believing that even offering our opinions doesn’t make any difference, particularly when our opinions differ from the positions our representatives take.
Misconceptions About Social Security A new attempt was made recently to pit younger people against the Baby Boomers and seniors receiving Social Security and Medicare benefits. In the April issue of Esquire, Stephen Marche wrote an article, “The War Against Youth,” in which he says “…the recession didn’t gut the prospects of American young people. [...]
Discounts Popular Among Seniors Women have been coupon-shoppers for decades. Now in the age of technology, we find a variety of coupons and discounts online for all kinds of shopping desires. The Discount List SCJ published several months ago is still read widely. Today we offer another set of discounts and coupons available online.// The [...]
Strategies for Seniors Some changes in federal tax statutes will affect 2012 taxes for senior citizens. This post will offer a summary of the changes and strategies available to you, and then you need to talk with your tax adviser about which ones apply to your unique situation.// First, the personal exemption increases from $3700 [...]
