Archive for February 2013

EXPECTATIONS AND DISAPPOINTMENTS

Feb 27th, 2013 | By Dr Jerry D Elrod | Category: Senior Moments Blog

Aging has a way of introducing both expectations and disappointments. Expectations come when some plan is suggested for some future activity. Disappointments follow when the expectation is not or cannot be acted upon.

Often, these disappointments come when a conflicting appointment interferes. There are all kind of expectations which meet the barricade of disappointment.

Medical appointments are often cause for expectation or disappointment. When an appointment is set, the expectation is that that is inviolate. If it is cancelled, that often means a worrisome delay. Or, it may mean setting the appointment at a time that interferes with another appointment, one which you



PROPOSED CPI CHANGE FOR SOCIAL SECURITY NOT WARRANTED

Feb 27th, 2013 | By Sharon Shaw Elrod MSW EdD | Category: Senior Moments Blog, Social Security & Medicare

Understanding the Chained-CPI Our elected representatives in Washington DC are looking at changing the consumer price index (CPI) because they can lower it by about 0.3 percentage points per year. Such a change will reduce Social Security benefits. A recent AARP post said a “…typical beneficiary –with an annual income of roughly $20,000–will lose over [...]



WELCOME TO HARD TIMES

Feb 26th, 2013 | By Dr Jerry D Elrod | Category: Senior Moments Blog

Some years ago, one of those spaghetti western movies showed a desolate western town with a weathered sign reading WELCOME TO HARD TIMES. The sign was a harbinger of just how bad an unkempt and struggling village could be.

These days there seem to be more of those desperate towns visible to the senior traveler, giving evidence of decline and despair. Vacant store fronts stare back at you as you stop for the one red light, still hanging at the one intersection left in the middle of town.

Long forgotten For Sale signs hang by brittle tape inside those windows. Streets lead north



IMMUNITY BOOSTING AND CANCER

Feb 26th, 2013 | By Sharon Shaw Elrod MSW EdD | Category: For Senior Women

Why Seniors Need An Immunity Boost We seniors are told this week that the flu season is almost over. Most of us got the immunization shot because we are at such high risk for complications from the flu. Now it’s time to take a look at the senior citizen immune system.// John Hopkins Medicine recently [...]



WHY MONDAYS OFFER A SECOND CHANCE

Feb 24th, 2013 | By Dr Jerry D Elrod | Category: Senior Moments Blog

Sundays offer a sterling opportunity for clearing out the clutter that so often accumulates during the week. Mondays present a second chance to do what we might have done on Sunday. Some folk choose Sundays as the occasion to reignite spiritual synergy by attending church. Some choose golf. Others go to weekend events that draw large crowds. Of course this epistle is addressed mostly to retirees, seniors and other sundry folk with flexibility in their schedules.

What one does not achieve on Sunday can be deferred to Monday. Mondays make for those occasions when we can play catch up.



WHAT I WON’T MISS IN SATURDAY’S MAIL

Feb 22nd, 2013 | By Dr Jerry D Elrod | Category: Senior Moments Blog

There are some things I won’t miss in Saturday’s mail. I won’t miss the mail delivery person having to make a stop at my mail box to drop off useless materials that have no redeeming value. I won’t miss the mail having to be delivered by someone who would better have the day off. I won’t miss dismissing the variety of junque that comes on Saturday, urging me to go to the mail box, even when it is a trip of no consequence.

There are more and more things like Saturday’s mail that need evaluating and likely being eliminated from our lives. What’s wrong with our finding ways to head off the flood of materials that we didn’t ask for, don’t need, won’t use, has no value in or for our lives, contributes to many more trees being cut down in our forests?



WE’RE ALL GOING TO DIE

Feb 21st, 2013 | By Sharon Shaw Elrod MSW EdD | Category: Lifestyle, Health & Fitness

Let’s Talk About Death A recent New York Times article addressed how to handle the issue of death with children. SCJ editors talked about the article, pondering the topic and raising questions about cultural mores. We began with “Why do we have to have a plan regarding talking about death with children?”// Death is one [...]



HOW MANY CAUSES CAN WE SUSTAIN?

Feb 21st, 2013 | By Dr Jerry D Elrod | Category: Senior Moments Blog

How many causes do you suppose seniors can sustain at once? A daily deluge of all sorts of invitations extend a plethora of unwanted, unneeded, unsolicited attempts at getting our attention for one or another effort. Exhausted at the overwhelming numbers of such recruiting devices, I have come to wonder just how many causes we can tolerate.

How many are really worthy of our interest, deserving of our energy, poised to have our commitment? Are they all genuinely dedicated to causes that can and will make a real difference in working at improving the world? How many of them are just rip offs? How many are scams? How many are just another way to drain off our money? How many are nothing more than tricks?



DOWNSIZING FOR FINANCIAL REASONS

Feb 21st, 2013 | By Sharon Shaw Elrod MSW EdD | Category: Senior Finances

Problems With Retirement Income Fixed incomes in retirement can be a serious challenge for retirees to manage. Most of us were used to our income fluctuating, generally increasing annually on our hiring anniversary date. If you stayed with the same company/agency/employer, you may also have been the beneficiary of an annual bonus, cost of living [...]



LIVING ABROAD: ARE YOU SERIOUS?

Feb 19th, 2013 | By Dr Jerry D Elrod | Category: Senior Moments Blog

With the downside of so much that seems to be dominating the American experience, Seniors are beginning to look at the prospect of living abroad. It is no folly, nor is it a slight fantasy. Much of the cultural disruption in America today seems to be driven by negative and unpleasant experiences offering the chance to look at other options.

While holding on to many of the qualities of the American experience, there are others which seem to emphasize the downside. Living Abroad has its romantic qualities. Among them, it is possible to live quite frugally, offering the opportunity to live in tolerable year round climates, owning real estate at a bargain rate, and enjoying a life style that is comfortable and free of tensions.