Dr Jerry Elrod's Senior Moments Blog
LONG TERM CARE INSURANCE DECISIONS FOR SENIORS
Best estimates currently are that 60% of senior citizens over 60 will need long term care in their lifetime. Those seniors at risk for early onset Alzheimers and Parkinsons will likely need care before the age of 60. Seniors everywhere need to look seriously at purchasing long term care insurance.
SCJ’s advice is that before one more day passes, set up an appointment to apply for Long Term Care Insurance coverage. The sooner you explore this option, the more likely you are to be very pleased with your intelligence and foresight. Waiting or putting off the decision will simply cost you more in the future. Or, it will create less likelihood of your being accepted.
The process is simple. Go to your primary care physician and have a conversation with him/her about the advantages of long term
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Here are the most recent posts from Senior Moments, the Senior Citizen Journal Blog
About Jerry Elrod
Writing became a passion for Jerry, when in school he edited the high school weekly paper, moved on to college where he was editor of The Megaphone at Southwestern University, Georgetown, Texas, and served on the staff of the Perkins' School of Theology, SMU, paper. Throughout his 40 year career in the United Methodist Ministry, he was involved in editing periodicals, authoring weekly columns and preparing sermons and speeches.
Jerry's final appointment before retirement was at Shepherd of the Hills United Methodist Church in Sun City West, Arizona. He served as Senior Pastor there for four years. In retirement, in search of a stimulating pastime, Senior Citizen Journal was created. Jerry's principal role has been composing a daily feature under the rubric Senior Moments .
Jerry retired as a United Methodist minister in 1997. He has served as interim pastor off and on over the past several years. Spouse, Sharon, is also involved in the Journal. She is an author in her own right, having written "Shar's Story, a Mother and Daughter Reunited," and Co-Authored "My Dirty Little Secrets - Steroids, Alcohol and God, The Tony Mandarich Story".
Social Security & Medicare
Medicare Costs Reviewed It is a good practice to review what you pay for Medicare annually. This article will lead you ...
Interpret the Language of Politics Senior Citizen Journal has written in the past about attempts of politicians to manipulate senior citizen ...
Changes in Health Care Laws Help Seniors The changes brought by the Affordable Health Care Act are already helping senior citizens ...
Conversation Begins Now Senior citizens across the country are clear about Social Security: Leave. It. Alone. We feel frustration, anger and ...
Controlling One's Own Investments One of the issues being bantered around about Social Security privatization is whether or not individuals could ...
Seniors Targeted by Scam Artists Senior citizens, with their lifelong savings stacked up, as well as a habit of not checking ...
Open Enrollment Beginning and Ending Earlier This Year Just a reminder to our readers... Open Enrollment begins and ends earlier this ...
Senior Travel
UNUSUAL AND ADVERTURESOME TRAVEL FOR SENIORSSeniors Love Travel Excitement Intrepid (real-life experiences) has created a New Year’s Resolution to deliver some of the most exciting travel experiences for seniors to date. Here are some I think you might be interested in considering:// Off the beaten track For travelers with a yearning to get off the beaten track, Intrepid opens up [...]
THIS ‘N THAT: TRAVEL ADVICE FOR SENIORSTravel Advice for Senior Travelers Now and then I come across items of interest for senior travelers that simply do not fit into one category. Recently I bookmarked several that I wish to share that I feel may be of interest to you. They are not in any order of importance.// Tours and Cruises for [...]
Senior Finances
FIXED INCOME REALITIES FOR SENIORSFixed Income Defined Let’s take a look at what a fixed income is. We typically use the term to describe the financial condition of millions of senior citizens. When refer to income as ‘fixed’, we are saying that the income for those persons is limited to the monthly amount received from defined benefit plans, most [...]
NEW VERSION OF THE FINANCE-BUCKET PLAN40-Year Old Plan Has a Comeback Retirees and Baby Boomers that we hear from continue to struggle with finances. We senior citizens are not in the 1% of wealth Americans; we’re in the 99%. We want assurances that our retirement money will outlive us, and that is hard to come by. However, there is another [...]
Lifestyle, Health & Fitness
CARBONATED SODA DRINKS UPDATEMany Risks of Drinking Soda Most Americans have known for a long time that drinking soda isn’t a good idea. It’s probably not good for our health, but finding conclusive evidence has been challenging… until now. A review of recent scientific research reveals the following:// Carbonated (sucrose sweetened soft drinks) beverages lead to dramatic increases [...]
SENIORS GO NUTTY OVER NUTSNuts Are Nature’s Top Superfood Studies are beginning to reshape notions senior citizens have had for years about eating nuts. We’ve been told they are unhealthy because of their high fat content. However, a recent study that reported on several studies tells us that if we eat a limited amount of nuts on a daily [...]
For Senior Women
SENIOR WOMEN: COAL FURNACES AND RED CHARDHeating Homes in the 1940s Since the loss of my father a few short weeks ago, memories have been flooding back from my childhood. Winter in northeast Iowa was, and still is, relentless.// We lived in an old drafty two-story home that was heated with a coal furnace. Every fall, an old man would pull [...]
SENIOR WOMEN MAKE MEMORIESA Relationship with Memories The editor of AARP The Magazine, Nancy Perry Graham, wrote about making memories in a recent edition. She wrote about a trip her mother, daughter and she took to New York City recently. Her final paragraph struck a chord with me: “The anxious and angry moments are fleeting; the mess from [...]
